Getting Treatment Without Health Insurance


If you have been injured in a car accident and need medical treatment but don’t have medical insurance, you can still receive medical care after a car crash. When you are injured in an accident, you are responsible for your medical bills as you accrue them. Even if the accident is not your fault, you will be directly initially responsible for covering the cost of your treatment. This can be complicating, frustrating and unexpected.

Certain medical practitioners will agree to delayed billing or a payment arrangement if they are aware your treatment is related to a motor vehicle accident, and that you have filed a personal injury claim. Furthermore, medical lien companies can step-in to help car accident victims get the treatment they need after a car crash. These companies will open doors to a universe of highly qualified, credentialed and experienced medical treaters to assist in your treatment, diagnosis and care. Medical lien companies will also wait to get reimbursed for treatment they cover until your case settles. Under these circumstances, medical lien companies serve almost like health insurance companies for people without health insurance following an unexpected car accident. Your personal injury attorney may be able to provide an introduction to a medical lien company to finance your medical treatment when you don’t have health insurance. Establishing these relationships can be critical following an accident due to an injured victim’s inability to get prompt reliable medical care because they don’t have health insurance.

If you do become injured in a car accident, you should contact an experienced Denver injury attorney at Whalen Injury lawyers immediately to file a personal injury claim for the cost of any medical treatment you require after a car accident and exercise all your legal rights. After a car accident, you have the right to pursue damages.

  • Receive ongoing medical treatment
  • Get compensated for all your medical bills related to the accident
  • Be reimbursed for lost wages or earnings
  • Any assistive equipment necessary for activities of daily living
  • Receive compensation for mental, emotional, and physical pain and suffering
  • Emotional support such as therapy or counseling
  • Compensation for lost future earnings
  • Compensation for future medical care and treatment costs
  • Rehabilitative therapy
  • Compensation for permanent impairment and functional limitations or disability

If you or a loved one have been injured and need medical care after a car accident, the first thing you should do is to seek immediate medical attention. Call 911 and do not attempt to move if you are experiencing pain. A serious injury may not be immediately obvious to you or anyone else who is not a qualified medical professional. Additional damage may occur over the next several days or weeks if proper medical attention is not received starting immediately after the accident. Delaying needed medical treatment could adversely affect your health and have long term effects on your overall physical condition and wellbeing. If the accident which caused your injury is not your fault, the next thing you should do is call a Denver injury attorney.

At Whalen Injury Lawyers, we can help walk you through the process of getting medical care after a car accident. Colorado is a ‘Fault’ Car Accident State, so the at-fault party’s liability coverage of their auto insurance could help get some of your medical bills paid, but their insurance company may not volunteer this financial support and may condition it on some early premature resolution of your claim for all personal injury – even before you know the full extent of your injuries. Whalen Injury Lawyers exclusively represent clients against large insurance companies and big corporations in personal injury matters. Our firm has successfully represented many accident victims over the years, including those who sustained serious injuries, winning millions in personal injury case settlements.

We are proud to be one of America’s Top 100 Attorneys, 5280 Top Attorneys in Colorado, Top 100 Trial Lawyers, and Super Lawyers. We take on the fight for a fair settlement so you can focus on getting the treatment you need to heal from your injuries and move on with your life. Our Denver injury attorneys aren’t afraid to fight large insurance companies to make sure you receive the compensation you deserve.

Our firm fights for our clients to receive the compensation they deserve and receive the proper medical care they need after a car accident. Direct, meaningful, trusted and reliable relationships; that is Whalen Injury Lawyers' primary goal. Our personal injury lawyers will work closely with you to make sure that you are sufficiently compensated for any loss you suffer as a result of a personal injury. Contact us today for a free, no-obligation consultation to discuss your legal options.

You can reach our Denver injury attorneys at (720) 307-2666. Our offices are located in the Denver Tech Center at 7955 East Arapahoe Court, Suite 2375, Centennial, CO 80112, and in Colorado Springs in the Alamo Corporate Center, conveniently located at 102 S. Tejon Street, Suite 1100, (719) 644-7000. We look forward to working with you.

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